Sun setting over a beautiful landscape with a river and tall grass in the foreground

Checking Accounts

We want to make your life easier.


Why does doing business with First Northern Bank and Trust feel good? You’re working with people who care. We live where you live and your priorities are close to heart. Our banking professionals have designed a suite of personal Checking Accounts to suit your individual needs, lifestyle, and digital access preferences. We invite you to check them out and see which works best for you.

If you need answers or would appreciate a few extra insights, our Customer Service Representatives would be glad to talk with you. Just call 1-800-344-2274.

If you need more checks, feel free to re-order them online.


Account Types

Checkless Banking (a digital solution)

Military Checking

Money Market Checking (earns interest)

NOW Checking (earns interest)

Regular Checking

Royal Checking

Royal Blue Checking (age 55+)

Senior Checking (age 62+)

Student Checking (age 14+)