Put your money where you need it most.
Online Banking enables individuals and sole proprietors to transfer funds to and from their First Northern Bank and Trust Checking Accounts and Statement Savings Accounts, and to and from their Checking and Savings Accounts at other ACH-participating financial institutions based in the United States.
- No service fees
- Limit of 3 incoming and 3 outgoing Transfers per day
- Schedule one time or recurring Transfers
- Transfers may be made until 3 p.m. Transfers made after 3 p.m. will be processed the next business day.
- Transfers involving other banks are subject to their processing timelines, typically up to three business days
- Mobile App available for iPhone®, iPad®, and Android™ phones and tablets
- See additional details
Enrolled in Online Banking? Ready to schedule a Transfer? Log into Online Banking, click Bank to Bank Transfer and New Transfers, fill in the required fields, select a frequency and date, then submit the form. To edit or delete a Transfer, click Pending Transfers and make your adjustment.
Sign up for Bank to Bank Transfers.
New Customers
To open an account eligible for Online Banking and Bank to Bank Transfers, call 1-800-344-2274 or visit any branch location.
Once the account is open, you can enroll in Online Banking and complete the Online Banking Addendum to request that Bank to Bank Transfers be enabled. To submit the form, visit our contact page to request instructions to upload the document online, mail it to your preferred branch location, or drop it off at your convenience. Then, download the First Northern Bank and Trust Mobile Banking App from the App Store or Google Play.
download online banking addendum
Current Customers
Already have an account enrolled in Online Banking? To add Bank to Bank Transfers, please use the Online Banking Addendum. To submit the form, visit our contact page to request instructions to upload the document online, mail it to your preferred branch location, or drop it off at your convenience.
If your account is not set up with Online Banking, please enroll in Online Banking and complete the Online Banking Addendum to request that Bank to Bank Transfers be enabled. To submit the form, visit our contact page to request instructions to upload the document online, mail it to your preferred branch location, or drop it off at your convenience. Then, download the First Northern Bank and Trust Mobile Banking App from the App Store or Google Play.
download online banking addendum
There is no fee for the Mobile Banking app but connectivity and usage rates by your carrier or internet provider may apply. Contact your wireless service provider for more details. Deposits are subject to verification and are not available for immediate withdrawal. Deposit limits and other restrictions apply. iPhone and iPad are registered trademarks of Apple Inc. Android is a trademark of Google LLC. App Store is a service mark of Apple, Inc. Google Play is a trademark of Google LLC.
To initiate a Bank to Bank Transfer, a Sole Proprietor must use their Social Security Number instead of a Taxpayer Identification Number (TIN) or Employer Identification Number (EIN). Draws against unavailable funds will result in a charge equal to the current overdraft fee. See our Schedule of Service Fees for additional fees that may apply.
Terms and conditions apply. Ask your Customer Service Representative for a complete disclosure of the terms and conditions that apply to this account.