First Northern Bank and Trust

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Enjoy the freedom that comes with online banking.

Got internet? Log in or use our convenient Mobile App to quickly pay bills, check balances, transfer money, and more.
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We are family-owned and independent.

Skip the big, out-of-town bank and enjoy a personal banking experience powered by secure technologies and friendly customer service.
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Reach your goals with a genuine business banking relationship.

Depend on our experienced team for business checking, financing, commercial mortgages, merchant services, and more. 

11 Convenient Offices, Drive-Up Windows, and 24-Hour ATMs

First Northern Bank and Trust is a local community bank.


An independent, family-owned financial institution since our founding in 1907, we have a deep understanding of the region and longstanding ties to local families and businesses. A trusted leader in the greater community, we look forward to providing you with financial products and services tailored to meet your specific needs.

Choose from a comprehensive suite of online and mobile banking services, consumer loans, business financing, and more, secure in the knowledge that our systems and technology solutions will make many banking activities quick, easy, and convenient.

Enjoy relationship-based banking, local decision making, and personal customer service.


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This slideshow visually displays up to three slides. On mobile devices this slideshow displays slides one at a time. Inactive slides are hidden for all users. Use slide pagination, left/right arrow keys, or swiping to navigate through all slides. All links contained in the carousel are available in website navigation or elsewhere on the page.
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For a limited time, we’re waiving these fees*:

Application Fee, Evaluation Fee (excluding Appraisal), Satisfaction Fee (future), Recording Fee, Credit Report Fee, Flood Determination Fee, and Property Report Fee. *Fee waiver is limited to the fees listed here. Other fees and conditions apply.

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Enjoy more options than ever before! 


Fast, easy, secure online payments are available for Personal and Commercial Loans. Make a one-time payment or register as a user to initiate recurring payments, view your loan balance, payment history, and more.

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Interested in a rewarding career?

Consider joining the team here at First Northern Bank and Trust.

We are currently looking for individuals to fill a number of in-office positions (these are not remote work opportunities).

Connect with our team!

Call 1-800-344-2274 to speak with a Customer Service Representative or complete our contact form.

Does it feel like you'll be stuck renting forever?

This program has been specially designed to help make what feels impossible, possible!

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Planning for the future? Trying to stick with a budget? These financial tools will make things easier.

When you open a First Northern Bank and Trust Checking Account, ask about Online Banking and our Mobile App!