Business moves fast. Now you can too.
These days, most business owners and executives are working via email and cell phone, managing projects, converting customers, and collaborating with employees. When you handle your banking in a similar fashion, you’ll enjoy greater productivity and peace of mind!
With secure Business Online Banking from First Northern Bank and Trust, you or a team member can use a desktop, laptop, iPhone®, iPad®, or Android™ phone or tablet to manage your company’s finances quickly and easily.
Our standard package, Option A, includes:
- No monthly service fees
- Login credentials are the same for both Online and Mobile Banking.
- Access Loans, Checking Accounts, Savings Accounts, Money Market Accounts, and Certificates of Deposit.
- Optional Bill Pay allows you to add payees, pay one-time or recurring bills, make payments on First Northern Bank and Trust business loans, view the front and back of processed check images, access your payment history, and more.
- Optional eStatements (receive an email alert when it’s time to securely download the file in PDF format)
- Deposit checks and review previous deposits with Business Mobile Deposit.
- Sign up for Account Alerts and receive a text or a message upon login regarding your requested notifications: Event (specific account activity), Balance (above/below a certain amount), Item (when a check clears), and Personal (date-specific, free-form notifications).
- In-house Transfers between eligible accounts
- Bank to Bank Transfers available to Sole Proprietors
- Transactions made after 5:00 p.m. will be attributed to the next business day.
- View Online Banking Help for answers to frequently asked questions.
- See additional details
We invite you to enroll your business in Cash Management, also known as Option B, which includes all the benefits of Option A plus Wire Transfers, Direct Payroll Deposits, ACH Debit and Credit Transmittals, Single Sign-On, and Secure Tokens.
Mobile Banking
- Securely access loan and deposit accounts.
- Pay bills from existing payees.
- View balances and account history.
- Initiate routine financial transactions.
- Customers enrolled in Option B may release ACH transactions and Wire Transfers.
- Single Sign-On required for Cash Management customers
Sign up for Business Online Banking.
New Customers
To open a business account that’s eligible for Business Online Banking, your company Owner or President can call 1-800-344-2274 or visit any branch location. Once the account is open, you can apply for Business Online Banking. Upon approval, you can download the Mobile App.
To enable in-house Transfers, Stop Payments, Wire Transfers, Secure Tokens, Single Sign-On, ACH Transmittals, Bill Pay, eDocs (eStatements), and Mobile Deposit, download and complete the Online Banking Addendum. To submit the form, visit our contact page to request instructions to upload the document online, mail it to your preferred branch location, or drop it off at your convenience.
download online banking addendum
Current Customers
If your business account is already enrolled in Business Online Banking, download and complete the Online Banking Addendum to enable in-house Transfers, Stop Payments, Wire Transfers, Secure Tokens, Single Sign-On, ACH Transmittals, Bill Pay, eDocs (eStatements), and Mobile Deposit. To submit the form, visit our contact page to request instructions to upload the document online, mail it to your preferred branch location, or drop it off at your convenience.
download online banking addendum
To enroll your business account in Business Online Banking, your company Owner or President can call 1-800-344-2274 or visit any branch location. Upon approval, you can download the Mobile App. Then, to enable in-house Transfers, Stop Payments, Wire Transfers, Secure Tokens, Single Sign-On, ACH Transmittals, Bill Pay, eDocs (eStatements), and Mobile Deposit, download and complete the Online Banking Addendum. To submit the form, visit our contact page to request instructions to upload the document online, mail it to your preferred branch location, or drop it off at your convenience.
download online banking addendum
There is no fee for the Mobile Banking app but connectivity and usage rates by your carrier or internet provider may apply. Contact your wireless service provider for more details. Deposits are subject to verification and are not available for immediate withdrawal. Deposit limits and other restrictions apply. iPhone and iPad are registered trademarks of Apple Inc. Android is a trademark of Google LLC. App Store is a service mark of Apple, Inc. Google Play and the Google Play logo are trademarks of Google LLC.
To initiate a Bank to Bank Transfer, a Sole Proprietor must use their Social Security Number instead of a Taxpayer Identification Number (TIN) or Employer Identification Number (EIN). Draws against unavailable funds will result in a charge equal to the current overdraft fee. See our Schedule of Service Fees for additional fees that may apply.
To use Online Banking, you must have internet access and a viable email address. To enroll in Bill Pay, you must maintain a First Northern Bank and Trust Business Checking Account. Other terms and conditions may apply. Ask your Customer Service Representative for a complete disclosure of the terms and conditions that apply.