Male business owner checking his phone in an office lobby

Online and Mobile Banking for Businesses

Online Banking and our Mobile App have been upgraded.

Learn how to sign in for the first time with your existing username and password. Your login credentials are the same for Business Online Banking and the new Mobile App.



With secure Business Online Banking from First Northern Bank and Trust, you or a team member can manage your company’s finances quickly and easily. These days, most business owners and executives are working via email and cell phone, managing projects, converting customers, and collaborating with employees. When you handle your banking in a similar fashion, you’ll enjoy greater productivity and peace of mind!

Enroll in Option A.

  • No monthly service fees!li>
  • Securely log into your account from a desktop or laptop, or use an iPhone®, iPad®, or Android® phone or tablet to download the First Northern Bank and Trust Co. Mobile App from the App Store® or Google Play®.
  • Log into a personalized dashboard to view balances and account activity, pay bills, and initiate transactions.
  • Access Loans, Checking Accounts, Savings Accounts, Money Market Accounts, and Certificates of Deposit.
  • Use Bill Pay to add payees, pay one-time or recurring bills, make payments on First Northern Bank and Trust loans, download check images, view your payment history, and more.
  • View and download 12 months of eStatements.
  • Deposit checks and review previous deposits with Small Business Mobile Deposit, Business Remote Deposit, or Electronic Remote Deposit.
  • In the Mobile App, use your location to find the nearest Branch or ATM.
  • Sign up for Account Alerts.
  • Transfer funds between eligible FNBT Accounts.
  • Bank to bank transfers available to Sole Proprietors
  • Search for transactions, add notes or images, and filter by tags.
  • Account transfers made after 5:00 p.m. will be attributed to the next business day.
  • View Online Banking Help for answers to frequently asked questions.
  • See additional details


Enroll in Option B.

To access Option B, also known as Cash Management, log into Business Online Banking from a desktop or laptop. Enjoy all the benefits of Option A plus Wire Transfers, Direct Payroll Deposits, ACH Debit and Credit Transmittals, Single Sign-On, and Secure Tokens.


Sign up for Business Online Banking.

New Customers
To open a business account that’s eligible for Business Online Banking, your company Owner or President can call 1-800-344-2274 or visit any branch location. Once the account is open, you can apply for Business Online Banking. Upon approval, you can download the First Northern Bank and Trust Co. Mobile App.

To enable in-house Transfers, Stop Payments, Wire Transfers, Secure Tokens, Single Sign-On, ACH Transmittals, Bill Pay, eDocs (eStatements), and Mobile Deposit, download and complete the Online Banking Addendum. To submit the form, visit our contact page to request instructions to upload the document online, mail it to your preferred branch location, or drop it off at your convenience.

download online banking addendum


Current Customers

If your business account is already enrolled in Business Online Banking, download and complete the Online Banking Addendum to enable in-house Transfers, Stop Payments, Wire Transfers, Secure Tokens, Single Sign-On, ACH Transmittals, Bill Pay, eDocs (eStatements), and Mobile Deposit. To submit the form, visit our contact page to request instructions to upload the document online, mail it to your preferred branch location, or drop it off at your convenience.

download online banking addendum


To enroll your business account in Business Online Banking, your company Owner or President can call 1-800-344-2274 or visit any branch location. Upon approval, you can download the First Northern Bank and Trust Co. Mobile App. Then, to enable in-house Transfers, Stop Payments, Wire Transfers, Secure Tokens, Single Sign-On, ACH Transmittals, Bill Pay, eDocs (eStatements), and Mobile Deposit, download and complete the Online Banking Addendum. To submit the form, visit our contact page to request instructions to upload the document online, mail it to your preferred branch location, or drop it off at your convenience.

download online banking addendum


There is no fee for the First Northern Bank and Trust Co. Mobile App but connectivity and usage rates by your carrier or internet provider may apply. Contact your wireless service provider for more details. Deposits are subject to verification and are not available for immediate withdrawal. Deposit limits and other restrictions apply. iPhone®, iPad®, and App Store® are registered trademarks of Apple Inc. Android® and Google Play® are trademarks of Google LLC.

To initiate a Bank to Bank Transfer, a Sole Proprietor must use their Social Security Number instead of a Taxpayer Identification Number (TIN) or Employer Identification Number (EIN). Draws against unavailable funds will result in a charge equal to the current overdraft fee. See our Schedule of Service Fees for additional fees that may apply.

You must be at least 16 years old to enroll in Online Banking. To use Online Banking, you must have internet access and a viable email address. To enroll in Bill Pay, you must maintain a First Northern Bank and Trust Business Checking Account. Other terms and conditions may apply. Ask your Customer Service Representative for a complete disclosure of the terms and conditions that apply.