Cake with the word fees written on it in frosting, three different homes.

We Cut The Fees* For This Sweet Offer!

Need a residential Mortgage?

Your home is the backdrop for many of life’s best moments and memories. At First Northern Bank and Trust, we believe that getting a mortgage should be the first happy memory associated with your new home, not a stressful hurdle. Our team is dedicated to streamlining the mortgage application process so you can get to the good part faster, celebrating your new beginning!

If you’re looking for a Mortgage Lender, our independent community bank offers local decision making and 11 branch locations.

For a limited time, we’re waiving these Mortgage fees:

  • Application Fee
  • Document Preparation Fee
  • Underwriting Fee
  • Appraisal Fee 
  • Credit Report Fee
  • Flood Determination Fee
  • Verification of Employment Fee
  • Condominium Questionnaire Fee (if applicable)
  • Property Report Fee (if applicable)
Fee waiver is limited to the fees listed on this page. Other fees and conditions apply. See details.

For more information, call 1-800-344-2274 and ask to speak with one of our experienced mortgage lenders or apply online.
 


 
This Promotion is valid on most primary residences (1-4-family residential properties) and applies to purchase and construction-permanent mortgage loans only. The fee waivers are limited solely to: Application Fee, Document Preparation Fee, Underwriting Fee, Appraisal Fee, Credit Report Fee, Flood Determination Fee, Verification of Employment Fee, Condominium Questionnaire Fee (if applicable), and Property Report Fee (if applicable). All other fees, charges, taxes, insurance, and expenses that are not expressly listed will apply. In the event the loan is discharged or paid in full within 36 months from the date the loan is originated, the Borrower shall be responsible for repayment of all waived fees. Borrowers must maintain a First Northern Bank and Trust Co. Checking Account. This limited-time Promotion may be discontinued without prior notice. Terms and conditions apply. Subject to credit approval.