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Terms of Use

This website is designed for your personal use.


First Northern Bank and Trust reserves the right to change the terms, conditions, and notices under which the First Northern Bank and Trust website is used. You are responsible for regularly reviewing these Terms of Use.

You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from the First Northern Bank and Trust website.

Your personal information will be secure and will be kept private. First Northern Bank and Trust has developed policies and procedures to protect your personal information. Please refer to our Privacy Policy for further information.

Email is not a secure method of communication. Keeping your information confidential and secure is as important to us as it is to you. Please be aware that any emails you send are not secure. Please do not email confidential information such as passwords, account numbers, credit card information, or social security numbers. Instead, provide that information to us by phone, fax, or mail.

Application and appraisal fees are due when you complete an application for a Residential Mortgage, a Home Equity Loan, or a Home Equity Line of Credit. The credit report fee will be charged at loan closing. For more information about the loan process, please call 1-800-344-2274.

Links to third party sites are provided for your convenience. The First Northern Bank and Trust website may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of First Northern Bank and Trust, so First Northern Bank and Trust is not responsible for the contents of any Linked Site, including any link contained in a Linked Site, or any changes or updates to a Linked Site. These links are provided to you only as a convenience, and the inclusion of any link does not imply endorsement by First Northern Bank and Trust of the site.

Conditions of Use: as a condition of your use of the First Northern Bank and Trust website, you warrant to First Northern Bank and Trust that you will not use the First Northern Bank and Trust website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the First Northern Bank and Trust website in any manner which could damage, disable, overburden, or impair the First Northern Bank and Trust website or interfere with any other party’s use of the First Northern Bank and Trust website.