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The Big Mortgage Fee Slash is here!

Need a residential mortgage?

As your local community bank, we truly care about what matters most to you. 

For a limited time, we’re waiving these fees:

  • Application
  • Document Preparation
  • Underwriting
  • Appraisal 
  • Credit Report
  • Flood Determination
  • Property Report (if applicable)
  • Verification of Employment
  • Condominium Questionnaire (if applicable)
Fee waiver is limited to the fees listed on this page. Other fees and conditions apply. See details.

For more information, call 1-800-344-2274 and ask to speak with one of our experienced mortgage lenders or apply online.
 


 
The Big Mortgage Fee Slash Promotion (hereafter "Promotion") is valid on most primary residences (1-4-family residential properties) and applies to purchase and construction-permanent mortgage loans only. Double-wide mobile homes are eligible for this promotion only if the property meets all Freddie Mac Manufactured Home guidelines. Single-wide mobile homes are not eligible for the Promotion. Other fees and conditions apply. The fee waivers are limited solely to: Application Fee, Document Preparation Fee, Underwriting Fee, Appraisal Fee, Credit Report Fee, Flood Determination Fee, Verification of Employment Fee, Condominium Questionnaire Fee (if applicable), and Property Report Fee (if applicable). All other fees, charges, taxes, insurance, and expenses that are not expressly listed will apply. In the event the loan is discharged or paid in full within 36 months from the date the loan is originated, the Borrower shall be responsible for repayment of all waived fees. Borrowers must maintain a First Northern Bank and Trust Co. Checking Account. This limited-time Promotion may be discontinued without prior notice. Terms and conditions apply. Subject to credit approval.